We overspend. We use every resource available to raise our standard of living, and when credit is available, we use that too. The result is a lifestyle where our expenses equal or exceed our income.

When this happens, you can expect to be upset. No matter what your income is, it will soon be gone. You will never have enough, and you will constantly experience fear, upset and lack.

This experience of lack then creates more lack.

If you could somehow set up your affairs so that your expenses were at least 10% less than your income, you would have a very different life. You would soon be free of financial upset and would feel very different about your prosperity.

Imagine what your life would be like if you took 10% of everything you earned from the time you were eighteen and invested it wisely. You would be very wealthy. Your prosperity consciousness would be one of abundance.

Unfortunately, this isn't the way we handle our affairs. Instead of investing, we overspend. We overspend so that we can get more of what we want. We are driven by our wants. No matter what we have, we still want more. Our wants are insatiable.

You can never get enough of what you want because the void you are trying to fill isn't outside of you, it's inside. Until you heal this inner void, you will continue to overspend. Instead of building an estate and creating a life of abundance, you will create a life of fear, upset and lack.

To heal this inner void, you need to find and heal the hurt that drives your insatiable wants. This is the first step in creating a prosperity consciousness.

To learn more about how to find and heal this hurt, read the section, Heal Your Inner Core Issues.

The hurt that drives your overspending will always be the hurt of feeling some form of "not okay". We overspend in a subconscious attempt to avoid this hurt.

For example, to avoid the hurt of failure, someone would overspend to feel like a success. Unfortunately, the feeling of success is only temporary. When you have trouble paying the bills, failure comes back even stronger than before.

To find your hurt, notice the feelings and emotion that would be triggered if you had the opposite of prosperity. What would you have to feel if you lost everything?

What would it say about you if you lost your job, your home and all your possessions? Would you have to face being a failure, worthless or not good enough?

Find the word or words that hurt the most. This is the hurt that produces your insatiable wants, causes your overspending, and sabotages your prosperity.

Allow yourself to feel all the hurt of being this way and look in your life to see all the evidence to prove that this is indeed an aspect of you. Work with this until you are totally willing to feel the hurt and can honestly say, "Yes, this is an aspect of me. So what?"

Be sure and read the sections, Be Willing To Feel Your Hurt, and Heal Your Inner Core Issues.

The next step in creating a prosperity consciousness is to be willing to lose everything. Once you are truly willing to lose everything, something very special happens. You become very thankful for everything you have, and you have a lot.

This is when you experience true prosperity. True prosperity is appreciating what you have.

As you let go of the overspending and spend less than you earn, you start accumulating assets. As you become willing to lose everything, you appreciate what you have.

This combination of accumulation and appreciation creates a profound feeling of abundance. This sense of abundance then creates a prosperity consciousness that creates more prosperity.

You can start your new life by handling your affairs so that your expenses are less than your income by at least 10 percent. Then take that 10 percent and invest it wisely.

With a little determination and patience, you can easily build an estate and find even more ways to increase your prosperity.

To learn more about prosperity, do the Mastery Of Life Audio Course and read the book, Miracles Are Guaranteed.

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